Mary Washington Hospital: Cigna Insurance Coverage And Benefits

Mary Washington Healthcare is a non-profit healthcare system in Fredericksburg, Virginia, that includes two hospitals, four emergency departments, and over 80 outpatient healthcare facilities and wellness services. Cigna is a global health services company that provides health insurance in 10 states and to many federal employees. In 2023, Cigna and Mary Washington Healthcare ended their contract, which affected about 15,000 people in the Fredericksburg area. However, as of 2021, Cigna and Mary Washington Health Alliance reached a multi-year agreement that ensured Cigna customers would have access to Mary Washington's hospitals and facilities. It is unclear whether the contract dispute between the two entities has been fully resolved. This paragraph introduces the topic of whether Mary Washington Hospital accepts Cigna insurance, providing background information on both entities and the status of their contractual relationship.

Cigna and Mary Washington Health Alliance reached an agreement in 2021

Cigna and Mary Washington Health Alliance reached an agreement in October 2021, ensuring that Cigna customers would continue to have access to Mary Washington's hospitals, facilities, and physician networks. The agreement was effective from December 1, 2021.

This agreement was significant as it allowed around 15,000 people in the Fredericksburg area, who had Cigna health insurance, to continue receiving treatment at Mary Washington Healthcare facilities. The healthcare provider is an award-winning, non-profit organisation that has served its community for over 125 years and comprises two hospitals, four emergency departments, and over 80 outpatient healthcare facilities and wellness services.

The contract negotiations between Cigna and Mary Washington Healthcare had been ongoing since 2023, with the main point of contention being payment rates. Cigna proposed reducing its payments for hospital services by 30%unsustainable following the financial losses incurred during the pandemic.

The multi-year agreement reached in 2021 prioritised affordable, predictable, and high-quality care for customers, employer clients, and Virginia taxpayers. It demonstrated a commitment to improving healthcare accessibility and ensuring that patients could continue receiving the same level of care from trusted providers.

While the 2021 agreement ensured continued collaboration between Cigna and Mary Washington Health Alliance, it is important to note that as of May 2024, there are reports of potential contract termination. Cigna notified MWHC providers that physicians with privileges only at Mary Washington Hospital and Stafford Hospital would need to find other hospitals within the Cigna network by May 30, 2024, or risk being removed from Cigna's network. This development highlights the dynamic nature of insurance provider relationships with healthcare providers and the potential impact on patients' access to preferred healthcare services.

Mary Washington Healthcare may end its contract with Cigna

Mary Washington Healthcare and Cigna have been in a contract dispute that may lead to the termination of their agreement. Cigna provides health insurance across 10 states and to federal employees, while Mary Washington Healthcare is a non-profit healthcare system in Fredericksburg, Virginia, comprising two hospitals, four emergency departments, and over 80 outpatient healthcare facilities.

The disagreement between the two entities arose from Cigna's proposal to reduce its payments for hospital services by 30%. Cigna's offer comes after Mary Washington Healthcare faced financial losses due to the pandemic and additional costs from running a daily vaccination clinic. The healthcare provider countered that it could not sustain such decreased payments. In response, Cigna communicated that it would like to maintain its relationship with Mary Washington Healthcare but not under the \"high rates and increases\" demanded, which would ultimately affect the affordability of healthcare for Cigna customers.

The potential end of the contract has caused concern among those who rely on the insurance and healthcare providers, with an estimated 15,000 people in the Fredericksburg area holding Cigna health insurance. Patients have expressed frustration over the lack of communication regarding the possible changes, with Cigna's website still listing Mary Washington Healthcare providers without any warnings of potential disruptions.

The impact of the contract termination would mean that those with Cigna insurance would have to find new providers or pay higher out-of-pocket costs to continue treatment with Mary Washington Healthcare. It is important to note that Mary Washington Healthcare offers financial assistance and discounts to eligible patients, regardless of their insurance status.

Cigna provides health insurance in 10 states

As of May 2024, Mary Washington Hospital and Cigna were in negotiations to continue their contract, which was set to end on May 30. Cigna provides health insurance in 10 states, and to many federal employees. Cigna is a global health services company that offers an integrated suite of health services, such as medical, dental, behavioural health, pharmacy, and vision care benefits. They also provide group disability, life, and accident coverage.

Cigna offers individual and family medical and dental insurance plans, insured by Cigna Health and Life Insurance Company (CHLIC) and its subsidiaries. These plans are available in Arizona, Illinois, Georgia, North Carolina, South Carolina, and Texas. In Utah, Cigna offers plans through Cigna Health and Life Insurance Company, and supplemental policies are insured by Loyal American Life Insurance Company.

Cigna also provides group health insurance and health benefit plans, insured or administered by CHLIC and Connecticut General Life Insurance Company (CGLIC), or their affiliates. These plans are available in multiple states, with specific entities listed on their website for each state.

Additionally, Cigna offers Accident Insurance, which helps cover out-of-pocket costs in the event of an accident, and Critical Illness Insurance, which provides coverage for 15 critical conditions. These supplemental coverages can be added to Cigna health plans in the states where they are offered.

Cigna has a multi-year agreement with Mary Washington Health Alliance, ensuring that Cigna customers have access to Mary Washington's hospitals, facilities, and physician networks. This agreement was announced in October 2021 and took effect on December 1, 2021. However, as of May 2024, there were indications that the contract between Mary Washington Hospital and Cigna might not be renewed, which could impact the accessibility and affordability of healthcare for thousands of people in the Fredericksburg area.

Mary Washington Healthcare offers financial assistance

As of May 2024, it appears that Mary Washington Hospital and health insurer Cigna may be ending their contract. A letter sent to MWHC providers in early May stated that physicians who only had privileges at Mary Washington Hospital would need to find other hospitals within the Cigna network by May 30. This change would affect around 15,000 people, who would either have to find new providers or pay higher costs for MWHC treatment.

Mary Washington Healthcare is an award-winning, non-profit healthcare system in Fredericksburg, Virginia. It comprises two hospitals, four emergency departments, and over 80 outpatient healthcare facilities and wellness services. In the past, Mary Washington Healthcare has been criticized for its aggressive strategy in collecting unpaid bills, including suing patients and garnishing their wages. However, following a study published in the Journal of the American Medical Association, the healthcare provider has decided to suspend this practice and re-evaluate its collection processes.

Cigna offers individual and family medical and dental insurance plans

Cigna offers a range of individual and family medical and dental insurance plans. These plans are insured by Cigna Health and Life Insurance Company (CHLIC) and its subsidiaries, including Cigna HealthCare of Arizona, Illinois, Georgia, North Carolina, and Texas. They also offer international health insurance and Medicare coverage.

Cigna's medical insurance plans provide access to virtual care for eligible preventive care services, with some plans offering $0 virtual care cost-sharing. They also offer the Cigna Healthcare Take Control Rewards Program, which provides rewards for active subscribers aged 18 and older.

Cigna's dental insurance plans offer affordable options, with monthly premiums starting at around $20. These plans can include vision and hearing coverage, and some plans cover one dental cleaning per calendar year.

It's important to note that Cigna's plans may vary by state, and they have specified that their dental insurance plans are not comprehensive health insurance policies and do not provide minimum essential coverage.

Regarding Mary Washington Hospital, there was news in May 2024 that their contract with Cigna was scheduled to end on May 30, 2024. This meant that approximately 15,000 people would have had to find new providers or pay higher costs. However, it is unclear whether the contract was terminated or if a new agreement was reached. Mary Washington Healthcare is a non-profit healthcare system based in Fredericksburg, Virginia, with two hospitals, four emergency departments, and over 80 outpatient healthcare facilities.

In October 2021, Cigna and Mary Washington Health Alliance reached a multi-year agreement, ensuring Cigna customers access to Mary Washington's hospitals, facilities, and physician networks. This agreement took effect on December 1, 2021, and was praised by both parties for improving affordability and quality of care.

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