Tessa Quinn
Henry Ford Health System treats a wide range of minor injuries and illnesses, including common infections and viruses, cold and flu symptoms, and stomach pains. They accept most major insurance plans, including Health Alliance Plan (HAP), which has been providing Medicare for over 35 years. If you are enrolled in a health insurance plan that does not contract with Henry Ford Hospital, you can still see a doctor with an approved referral and/or authorization. To determine if your insurance is accepted, you can call the hospital or use the Find a Doctor tool on the HAP website.
| Characteristics | Values |
|---|---|
| Insurance plans accepted | Most major insurance plans |
| Health Alliance Plan (HAP) | Henry Ford Choice Network |
| Location | Southeast Detroit region |
| Self-pay | Available for patients without health insurance |
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What You'll Learn
Henry Ford Choice Network
The Henry Ford Choice Network is a health insurance plan offered by Health Alliance Plan (HAP), a wholly-owned subsidiary of Henry Ford Health. The plan provides access to world-class healthcare from the Henry Ford Health System, a leading healthcare and medical services provider in Southeast Detroit.
The Henry Ford Choice Network includes doctors and other healthcare providers within the Henry Ford Health System. Members are assigned a primary care physician within the network, who coordinates care with other doctors within the system as needed. If specialty care is required, members are referred to specialists within the Henry Ford Health System.
The network also includes medical centres, lab service centres, pharmacies, rehabilitation facilities, and walk-in clinics and urgent care centres. All HAP health plans, including Henry Ford Choice plans, cover any emergency care at a hospital. Once stabilized, patients can be transferred to a Henry Ford Hospital if necessary.
The Henry Ford Choice Network aims to provide high-quality care while saving money on monthly premiums. The network achieves this through coordinated care among its doctors, specialists, and facilities, leading to lower premiums. Members can use the "Find a Doctor" tool on the HAP website to find a primary care physician and other services within the network.
Henry Ford Health System locations accept most major health insurance plans to minimize out-of-network costs. They also offer self-pay rates for patients without health insurance. For specific insurance inquiries, individuals are advised to contact the Henry Ford Health System location they intend to visit directly.
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Health Alliance Plan (HAP)
HAP's Henry Ford Choice Network plan provides access to high-quality healthcare close to home, including the services of doctors, specialists, and facilities within the Henry Ford Health system. This network includes medical centers, lab service centers, pharmacies, rehabilitation facilities, walk-in clinics, and urgent care centers.
HAP members can utilize the Find a Doctor tool to locate a primary care physician within the network. It is important to verify that the chosen doctor accepts the Henry Ford Choice plan before scheduling an appointment.
The Henry Ford Choice plan also covers any emergency care at a hospital. If necessary, patients will be transferred to a Henry Ford Hospital once they are stabilized.
HAP is accepted at Henry Ford Behavioral Health Hospital, where financial guidance and insurance-related assistance are provided to patients seeking behavioral health treatment.
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Medicare Advantage plans
Henry Ford Health System offers Medicare Advantage plans, which are an alternative way to access Original Medicare coverage (Part A and Part B). These plans are provided by HAP (Health Alliance Plan), a wholly-owned subsidiary of Henry Ford Health.
HAP has offered Medicare Advantage plans for over 35 years, and their Henry Ford Select Medicare Advantage Plan is designed for existing patients within the Henry Ford Health System.
Enrollment in Medicare Advantage plans is usually limited to certain times of the year, with an initial enrollment period of seven months: the three months before you turn 65, your birthday month, and the three months after you turn 65. There is also an annual Medicare Annual Enrollment Period (AEP) from 15 October to 7 December, during which you can join, change or drop Medicare coverage.
There is also a one-time opportunity to change your plan between 1 January and 31 March. During this time, you can switch to a different Medicare Advantage plan, with or without drug coverage, or return to Original Medicare and enroll in Part D.
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Self-pay rates
Henry Ford Health is committed to providing affordable care for its patients. They accept most major insurance plans and offer financial assistance programs, interest-free payment plans, and other financing options. While the standard charges are available, they are not intended to provide an estimate of a patient's out-of-pocket cost. The patient's out-of-pocket cost is based on negotiated rates agreed upon between Henry Ford Health and its contracted payers, as well as the patient's benefits and deductible status.
For those without insurance, Henry Ford Health has an uninsured discount policy. The Pricing Team can create an estimate of the expected out-of-pocket cost for uninsured patients, which is based on the uninsured discount policy. This estimate is tailored to the specific needs of the patient and the procedure they require.
If you are enrolled in a health insurance plan that does not contract with Henry Ford Hospital and Medical Centers, you can still see a Henry Ford Medical Group doctor with an approved referral and/or authorization. It is important to have the correct insurance information on file to ensure that your insurance is billed correctly. You will be responsible for any charges incurred if the information provided is incorrect.
Henry Ford Behavioral Health Hospital in West Bloomfield, Michigan, also provides financial guidance so that patients can focus on receiving the treatment they need without worrying about financial concerns. They encourage patients to call and provide basic information so that the team can work directly with the insurer to confirm coverage and ensure access to all entitled benefits.
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Referrals and authorisations
Henry Ford Health System accepts most major insurance plans to minimize out-of-network costs. They also offer self-pay rates for patients without health insurance. To determine whether your insurance is covered, you can contact the specific Henry Ford Health System location you plan to visit.
If you are enrolled in a health insurance plan that does not contract with Henry Ford Hospital and Medical Centers, you can still see a Henry Ford Medical Group doctor with an approved referral and/or authorization. It is important to have your correct insurance information on file to ensure proper billing. You will be responsible for any charges incurred if the information provided is incorrect.
Some procedures may require prior authorization or referrals, so it is recommended to call your health plan before your procedure or visit to discuss what is covered.
The Henry Ford Choice Network, offered by Health Alliance Plan (HAP), a subsidiary of Henry Ford Health, provides access to high-quality healthcare and can save money on monthly premiums. This network includes doctors, specialists, and facilities that work together to coordinate care, resulting in lower premiums. Your primary care doctor will be part of the Henry Ford system and will refer you to specialists within Henry Ford Health if needed.
HAP health plans, including Henry Ford Choice plans, cover any emergency care at a hospital. Once stabilized, you will be transferred to a Henry Ford hospital if necessary.
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Frequently asked questions
Henry Ford Hospital accepts most major insurance plans. This includes the Henry Ford Choice network, which covers any emergency care at a hospital.
The Henry Ford Choice network includes doctors and healthcare providers within the Henry Ford Health system. This network can save you money on monthly insurance premiums.
Self-pay rates may be available for patients without health insurance. The self-pay cost of your visit will vary based on the services you receive.
You can still see a Henry Ford Medical Group doctor with an approved referral and/or authorization.
Yes, Henry Ford Behavioral Health Hospital in West Bloomfield, Michigan, can answer your questions about insurance and payment-related matters.
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