
Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship health insurance scheme launched by the Government of India to provide financial protection and access to quality healthcare for vulnerable populations. One of the key aspects of this scheme is its extensive network of empanelled hospitals across the country. These hospitals, both public and private, are covered under Ayushman Bharat and offer cashless treatment to eligible beneficiaries. The list of empanelled hospitals includes prominent government institutions, specialized healthcare centers, and leading private hospitals, ensuring widespread coverage and accessibility. To find out which hospitals are covered under Ayushman Bharat, beneficiaries can visit the official PM-JAY website or contact the scheme's helpline for detailed information based on their location.
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What You'll Learn
- Government Hospitals: All major government hospitals across India are included in Ayushman Bharat
- Empanelled Private Hospitals: Select private hospitals are empanelled to provide services under the scheme
- Specialty Hospitals: Hospitals specializing in cardiology, oncology, and neurology are covered
- Rural Hospitals: Primary and community health centers in rural areas are part of the scheme
- Urban Hospitals: Urban tertiary care hospitals are also included in Ayushman Bharat

Government Hospitals: All major government hospitals across India are included in Ayushman Bharat
Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship health insurance scheme by the Government of India aimed at providing health coverage to over 100 million poor and vulnerable families. One of the key features of this scheme is its extensive network of empaneled hospitals, which includes a significant number of government hospitals across the country. Government Hospitals: All major government hospitals across India are included in Ayushman Bharat, ensuring that beneficiaries have access to quality healthcare services without financial burden. These hospitals are integral to the scheme’s mission of delivering affordable and accessible healthcare to the underprivileged population.
The inclusion of major government hospitals in Ayushman Bharat is strategic, as these institutions are often the primary healthcare providers in both urban and rural areas. Hospitals such as All India Institute of Medical Sciences (AIIMS), Safdarjung Hospital in Delhi, JIPMER in Puducherry, and PGIMER in Chandigarh are part of this network. These hospitals are renowned for their advanced medical facilities, specialized treatments, and experienced healthcare professionals, making them crucial for addressing complex health issues under the scheme. Beneficiaries can avail cashless treatment at these hospitals for a wide range of medical procedures, including surgeries, maternal care, and chronic disease management.
In addition to central government hospitals, state-run medical colleges and district hospitals are also empaneled under Ayushman Bharat. For instance, state government hospitals like King George’s Medical University in Uttar Pradesh, Grant Medical College and Sir J.J. Hospital in Maharashtra, and Rajiv Gandhi Government General Hospital in Tamil Nadu are part of the scheme. This ensures that even in remote and underserved areas, beneficiaries can access healthcare services without incurring out-of-pocket expenses. The scheme’s focus on government hospitals strengthens the public healthcare infrastructure and reduces the dependency on private hospitals, which are often more expensive.
To ensure transparency and efficiency, the empaneled government hospitals are required to adhere to specific guidelines and standards set by the National Health Authority (NHA), the implementing body of Ayushman Bharat. These include maintaining quality of care, providing cashless treatment, and ensuring timely processing of claims. Beneficiaries can verify the inclusion of a government hospital in the scheme through the official Ayushman Bharat website or helpline. This streamlined process empowers beneficiaries to make informed decisions about their healthcare.
The integration of major government hospitals into Ayushman Bharat not only enhances the scheme’s reach but also reinforces the government’s commitment to universal health coverage. By leveraging the existing public healthcare system, the scheme aims to bridge the gap between healthcare demand and supply, particularly for the economically disadvantaged. Government Hospitals: All major government hospitals across India are included in Ayushman Bharat, making it a cornerstone of the country’s efforts to achieve health for all. This inclusive approach ensures that no one is left behind in the pursuit of better health outcomes.
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Empanelled Private Hospitals: Select private hospitals are empanelled to provide services under the scheme
The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) is a landmark health insurance scheme in India, providing coverage to over 500 million beneficiaries. One of the key features of this scheme is the inclusion of Empanelled Private Hospitals, which play a crucial role in ensuring accessible and quality healthcare services. Select private hospitals across the country are empanelled under Ayushman Bharat to provide services to eligible beneficiaries, thereby bridging the gap between public and private healthcare sectors. These hospitals are carefully chosen based on predefined criteria to ensure they meet the necessary standards of care, infrastructure, and service delivery.
To become an empanelled private hospital under Ayushman Bharat, institutions must adhere to specific guidelines set by the National Health Authority (NHA). These guidelines include maintaining a minimum bed capacity, having essential medical equipment, and employing qualified healthcare professionals. Additionally, hospitals must agree to the package rates defined by the NHA for various treatments and procedures. This ensures that beneficiaries receive standardized care without incurring out-of-pocket expenses. The empanelment process is transparent and involves rigorous verification to maintain the integrity of the scheme.
Beneficiaries of Ayushman Bharat can avail services at empanelled private hospitals by presenting their AB-PMJAY card or e-card. These hospitals cover a wide range of medical treatments, including secondary and tertiary care services such as surgeries, maternal care, neonatal care, and treatment for chronic conditions. The inclusion of private hospitals in the scheme not only expands the network of healthcare providers but also reduces the burden on public hospitals, ensuring timely and efficient medical care for beneficiaries.
It is important for beneficiaries to verify whether a private hospital is empanelled under Ayushman Bharat before seeking treatment. This can be done through the official AB-PMJAY website or mobile application, which provides a list of empanelled hospitals in each state and district. Hospitals are also required to display their empanelment status prominently to avoid confusion. By leveraging the services of empanelled private hospitals, beneficiaries can access high-quality healthcare without financial strain, aligning with the scheme’s objective of universal health coverage.
The collaboration with private hospitals under Ayushman Bharat has significantly enhanced the scheme’s reach and effectiveness. It has enabled beneficiaries, especially those in rural and underserved areas, to access specialized medical services that might not be available in public hospitals. Moreover, the competitive inclusion of private hospitals has fostered improvements in healthcare quality and patient experience across the board. As the scheme continues to expand, the role of empanelled private hospitals remains pivotal in achieving its goals of equitable and affordable healthcare for all.
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Specialty Hospitals: Hospitals specializing in cardiology, oncology, and neurology are covered
Under the Ayushman Bharat scheme, specialty hospitals play a crucial role in providing advanced medical care to beneficiaries. Hospitals specializing in cardiology are covered, ensuring that patients with heart-related conditions have access to high-quality treatment. These hospitals are equipped with state-of-the-art facilities, including cardiac catheterization labs, electrophysiology units, and advanced imaging technologies. Patients requiring procedures like angioplasty, bypass surgeries, or heart valve replacements can avail these services at empanelled cardiology specialty hospitals. The scheme ensures financial protection, allowing beneficiaries to receive specialized cardiac care without incurring out-of-pocket expenses.
Similarly, hospitals specializing in oncology are included in the Ayushman Bharat network, addressing the growing burden of cancer in India. These hospitals offer comprehensive cancer care, including diagnosis, surgery, chemotherapy, radiation therapy, and palliative care. Empanelled oncology centers are equipped with advanced technologies like linear accelerators, PET-CT scanners, and robotic surgery systems. The scheme covers a wide range of cancer treatments, ensuring that beneficiaries have access to life-saving interventions. This inclusion is particularly significant, as cancer treatment is often expensive and beyond the reach of many low-income families.
Neurology specialty hospitals are also covered under Ayushman Bharat, catering to patients with neurological disorders such as stroke, epilepsy, Parkinson’s disease, and multiple sclerosis. These hospitals provide specialized services like neuroimaging, neurosurgery, and neurorehabilitation. Advanced procedures like deep brain stimulation, neuroendovascular surgeries, and stroke thrombolysis are available at empanelled neurology centers. The scheme ensures that beneficiaries receive timely and effective treatment for complex neurological conditions, which often require prolonged and multidisciplinary care.
The inclusion of these specialty hospitals in Ayushman Bharat reflects the scheme’s commitment to addressing both common and complex health issues. Beneficiaries can locate empanelled specialty hospitals through the official Ayushman Bharat website or helpline. It is important for patients to verify the hospital’s empanelment status and the specific treatments covered under the scheme before seeking care. By covering cardiology, oncology, and neurology specialty hospitals, Ayushman Bharat ensures that even the most specialized and expensive medical services are accessible to the vulnerable population.
To maximize the benefits of the scheme, beneficiaries should carry their Ayushman Bharat card and necessary documents when visiting specialty hospitals. The scheme’s cashless treatment model eliminates the financial barrier to accessing advanced medical care. Additionally, the government regularly updates the list of empanelled hospitals, expanding the network to include more specialty centers across the country. This ongoing expansion ensures that a larger number of beneficiaries can avail specialized healthcare services under Ayushman Bharat.
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Rural Hospitals: Primary and community health centers in rural areas are part of the scheme
The Ayushman Bharat scheme, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a comprehensive health insurance program that aims to provide coverage to over 100 million poor and vulnerable families in India. A significant portion of the hospitals covered under this scheme includes rural hospitals, specifically primary and community health centers located in rural areas. These facilities play a crucial role in ensuring that healthcare services are accessible and affordable for the rural population, who often face challenges in accessing quality medical care due to geographical and financial constraints.
Primary Health Centers (PHCs) are the cornerstone of rural healthcare under the Ayushman Bharat scheme. These centers are typically the first point of contact for individuals seeking medical assistance in rural areas. PHCs are equipped to provide essential healthcare services, including outpatient care, maternal and child health services, immunization, and basic diagnostic facilities. By including PHCs in the scheme, the government ensures that preventive and primary care services are within reach for rural residents, thereby reducing the burden on higher-level hospitals and promoting early intervention in health issues.
Community Health Centers (CHCs) are another vital component of the rural healthcare infrastructure covered under Ayushman Bharat. CHCs serve as referral centers for PHCs and offer a broader range of services, including inpatient care, emergency services, and specialized care in areas such as surgery, pediatrics, and obstetrics. These centers are designed to handle more complex medical cases that cannot be managed at the PHC level. By integrating CHCs into the scheme, the government aims to strengthen the secondary level of healthcare in rural areas, ensuring that patients receive timely and appropriate treatment without having to travel long distances to urban hospitals.
The inclusion of rural hospitals in the Ayushman Bharat scheme is not just about providing financial protection but also about improving the overall quality of healthcare services in these areas. To be empanelled under the scheme, these hospitals must meet certain standards of infrastructure, staffing, and service delivery. This has led to significant upgrades in many rural health facilities, including the installation of modern medical equipment, improvement in sanitation, and training of healthcare personnel. Such enhancements are essential for building trust among rural communities and encouraging them to utilize healthcare services more proactively.
Moreover, the scheme facilitates better coordination between different levels of healthcare in rural areas. For instance, PHCs and CHCs work in tandem to ensure a seamless continuum of care, from preventive services to specialized treatments. This integrated approach is particularly beneficial for managing chronic conditions and reducing the incidence of severe illnesses that require tertiary care. Additionally, the use of health and wellness centers (HWCs) under the Ayushman Bharat initiative further extends the reach of healthcare services, offering preventive and promotive care closer to the community.
In conclusion, the inclusion of primary and community health centers in rural areas under the Ayushman Bharat scheme is a strategic move to address the healthcare disparities faced by rural populations. By strengthening these facilities and integrating them into a comprehensive health insurance program, the government is not only making healthcare more accessible and affordable but also improving the quality of services provided. This holistic approach is essential for achieving the broader goals of universal health coverage and ensuring that no one is left behind in the pursuit of better health outcomes.
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Urban Hospitals: Urban tertiary care hospitals are also included in Ayushman Bharat
Ayushman Bharat, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a comprehensive health insurance scheme launched by the Government of India to provide healthcare access to vulnerable populations. While the program initially focused on rural areas, it has expanded to include urban hospitals, particularly urban tertiary care hospitals, to ensure broader coverage and accessibility. Urban tertiary care hospitals are specialized medical facilities that offer advanced healthcare services, including complex surgeries, critical care, and specialized treatments. These hospitals play a crucial role in the healthcare ecosystem, and their inclusion in Ayushman Bharat ensures that urban populations, especially the economically disadvantaged, can access high-quality medical care without financial hardship.
Urban tertiary care hospitals covered under Ayushman Bharat are typically empanelled based on specific criteria set by the National Health Authority (NHA). These criteria include infrastructure, availability of specialized departments, and adherence to quality standards. Hospitals must meet these benchmarks to be eligible for empanelment, ensuring that beneficiaries receive treatment in well-equipped and professionally managed facilities. The inclusion of these hospitals in the scheme not only enhances the quality of care but also reduces the burden on patients who would otherwise have to travel long distances for advanced treatments. This is particularly beneficial for urban poor and marginalized communities who reside in areas with limited healthcare resources.
Beneficiaries of Ayushman Bharat can avail services at empanelled urban tertiary care hospitals by presenting their PM-JAY e-card or other valid identification. The scheme covers a wide range of medical procedures, including cardiology, oncology, neurology, and nephrology, among others. Additionally, pre- and post-hospitalization expenses are also covered, providing comprehensive support to patients. This holistic approach ensures that financial constraints do not hinder access to essential healthcare services. Urban tertiary care hospitals, by participating in the scheme, contribute significantly to the government's vision of achieving universal health coverage.
The integration of urban tertiary care hospitals into Ayushman Bharat has also led to improved healthcare infrastructure and service delivery in urban areas. Hospitals are incentivized to maintain high standards of care to remain empanelled, fostering a culture of continuous improvement. Furthermore, the scheme promotes transparency and accountability, as hospitals are required to adhere to predefined treatment packages and billing norms. This minimizes the risk of overcharging and ensures that beneficiaries receive fair and standardized treatment across all empanelled facilities.
In conclusion, the inclusion of urban tertiary care hospitals in Ayushman Bharat marks a significant step toward equitable healthcare access in India. By bringing advanced medical services within the reach of urban poor and vulnerable populations, the scheme addresses critical gaps in the healthcare system. Patients can now access specialized treatments at empanelled hospitals without the fear of exorbitant costs, thereby improving health outcomes and reducing the financial burden on families. As the program continues to expand, the collaboration between the government and urban healthcare providers will remain vital in achieving the goal of health for all.
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Frequently asked questions
Ayushman Bharat covers both public and private hospitals empanelled under the scheme. You can find the list of empanelled hospitals on the official Ayushman Bharat website or through the PM-JAY (Pradhan Mantri Jan Arogya Yojana) helpline.
You can verify if a hospital is empanelled under Ayushman Bharat by visiting the official PM-JAY website, using the hospital search feature, or by contacting the toll-free helpline at 14555.
No, not all private hospitals are covered. Only those private hospitals that have been empanelled and meet the scheme's criteria are included. The list of empanelled private hospitals varies by state and region.











































