
Active-duty service members and veterans can access a range of benefits through the Department of Veterans Affairs (VA). These include health care, mental health services, and financial support. Eligibility for VA health care depends on factors such as service history, discharge status, income, and disability rating. The VA health system includes hospitals, outpatient clinics, counseling centers, and long-term care facilities, providing care to millions of veterans annually. However, the VA health system has faced challenges due to high demand and capacity issues, resulting in debates about priority groups and waiting times. Understanding how active-duty service members navigate and utilize VA health services is crucial for ensuring their well-being and addressing any gaps in the healthcare system.
What You'll Learn
Eligibility for VA health care
Firstly, to be eligible for VA health care, one must have served in the active military, naval, or air service and been discharged under conditions other than dishonourable. Those who served before September 7, 1980, are exempt from meeting a minimum service requirement. However, for those who enlisted after this date or entered active duty after October 16, 1981, a minimum of 24 continuous months of active service is typically required. Exceptions to this minimum duty requirement include cases where individuals were discharged due to a service-connected disability, hardship, early out, or a disability incurred or aggravated during service. It is important to note that active-duty status for training purposes does not qualify for VA health care benefits.
Secondly, eligibility is also influenced by specific service-connected conditions. For example, recently discharged OEF/OIF/OND combat veterans are eligible for free VA health care for up to five years after discharge for any condition related to their service. Additionally, individuals with a service-connected disability rated at 50% or higher may receive automatic enrolment in VA health care.
Thirdly, income plays a role in determining eligibility. The VA has established Priority Groups, ranging from 1 to 8, with Group 1 being the highest priority. Placement in these groups is based on eligibility and income, and some veterans may be required to pay a copay for treatment. For instance, Group 2 includes veterans with service-connected disabilities rated at 30% or 40%, while Group 7 includes veterans with gross household incomes below the geographically adjusted income limits.
Finally, certain groups of veterans are given special consideration. For instance, World War II veterans are eligible for no-cost health care, and women veterans are eligible for comprehensive health services, including primary care, specialty care, mental health care, and reproductive health care services.
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Accessing VA mental health services
If you are an active-duty service member, you may be eligible for VA benefits both during service and after separation or retirement. Eligibility for VA health care depends on your service history, VA disability rating, income, and other factors. For instance, you must have served 24 continuous months or the full period for which you were called to active duty. However, this minimum duty requirement may not apply if you were discharged for a disability caused or worsened by your active-duty service or if you were discharged for a hardship or "early out".
If you are a Veteran, you may qualify for enhanced eligibility status if you meet the minimum active-duty service and discharge requirements and at least one of the following descriptions is true for you:
- You receive financial compensation (payments) from VA for a service-connected disability.
- You were discharged for a disability resulting from something that happened to you in the line of duty.
- You were discharged for a disability that got worse in the line of duty.
- You’re a combat Veteran discharged or released on or after September 11, 2001.
- You get a VA pension.
- You’re a former prisoner of war (POW).
- You have received a Purple Heart.
- You have received a Medal of Honor.
If you are experiencing a mental health crisis, you can access free VA mental health services by calling or walking into any VA medical centre at any time, day or night. You can also call the Veterans Crisis Line at 988 and select 1 to speak with a qualified responder. This service is confidential, free, and available 24/7.
To access other VA mental health services, you can visit a Vet Centre during clinic hours or call 877-222-8387, Monday through Friday, 8:00 a.m. to 8:00 p.m. ET. You don't need to be enrolled in VA health care to get care, and you can learn more about accessing VA mental health services on their website. VA mental health services cover a range of issues, including post-traumatic stress disorder (PTSD), depression, anxiety, grief, substance use disorder, and the psychological effects of military sexual trauma (MST).
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Applying for VA health care
If you are serving on active duty in the United States uniformed services, including active National Guard and Reserve with federal pay, you may be eligible for VA benefits both during service and after separation or retirement. If you are a traditional or technical member of the National Guard and Reserve, you may also be eligible for some VA benefits.
Eligibility for VA health care includes all Veterans who served in the Vietnam War, Gulf War, Iraq, Afghanistan, or any other combat zone after 9/11. You may qualify for enhanced eligibility status if you meet the minimum active-duty service and discharge requirements. Enhanced eligibility means that you will be placed in a higher priority group, making you more likely to receive benefits.
To apply for VA health care benefits, you will need to fill out an Application for Health Benefits (VA Form 10-10EZ). You will also need to gather the following information:
- Social Security numbers for you, your spouse, and your qualified dependents
- Your military discharge papers (DD214 or other separation documents)
- Military service history information, and details about exposure to any toxins or other hazards
- Insurance card information for all insurance companies that cover you, including any coverage provided through a spouse or significant other
- Gross household income from the previous calendar year for you, your spouse, and your dependents, including income from a job and any other sources
You can apply for VA health care benefits online, by phone, fax, or mail. You can also get help with your application by calling the VA health benefits hotline at 877-222-8387, or by contacting your nearest VA medical center. If you have hearing loss, you can call TTY: 800-877-8339.
If you are experiencing a mental health crisis, problems sleeping, controlling your anger, or readjusting to civilian life, you can call or walk into any VA medical center at any time, day or night. You can also call or walk into any Vet Center during clinic hours.
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VA health benefits
Eligibility for VA health benefits is determined by a variety of factors, including service history, discharge status, income, and disability rating. For example, if you served 24 continuous months or the full period for which you were called to active duty, you may be eligible for VA health benefits. Additionally, if you were discharged due to a disability caused or worsened by your active-duty service, you may also qualify.
To access VA health benefits, you can apply online, by phone, by mail, or in person. Once enrolled, you can utilize urgent care facilities for non-life-threatening illnesses or injuries and emergency care in non-VA hospitals under certain conditions.
In addition to health care, the VA offers other benefits such as education benefits, life insurance options, disability compensation, burial benefits, and support for Veteran-owned small businesses.
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Non-VA emergency care
If you are an active-duty service member, you can apply for VA health care once you have received your separation or retirement orders. Your eligibility for VA health care depends on your service history and other factors. If you need support for a specific mental health problem, you can call or walk into any VA medical center at any time, day or night. You can also call or walk into any Vet Center during clinic hours. If you have hearing loss, you can call TTY at 800-877-8387.
If you are a Veteran, you can get urgent care at VA medical centers and in-network urgent care providers near you. You can use urgent care for minor injuries and illnesses that are not life-threatening, such as strep throat, sprained muscles, and skin and ear infections. You can also fill your urgent care prescription at an in-network community pharmacy. However, if you think your life or health is in danger, call 911 or go to the nearest emergency department. You don't need to check with the VA first. If you go to a non-VA facility, you must follow certain rules for the VA to cover the cost of your care. The VA can only cover the cost of emergency care at an emergency department, and urgent care facilities do not qualify as emergency departments.
To qualify for emergency care at a non-VA medical facility, you must meet the following criteria:
- You received care in a non-VA local hospital emergency room.
- You are enrolled in the VA Health Care System.
- You have seen a VA doctor within the last 24 months.
- VA Health Care facilities were not feasibly available at the time of the emergency.
- You must present your VA patient identification card to the emergency room personnel at the time of your admission.
- The non-VA medical facility must contact the VA within 72 hours.
The VA has three legal authorities under which emergency treatment in a community facility may be paid for by the VA:
- Authorized Emergency Treatment–Title 38 Code of Federal Regulations (CFR) §17.4020(c)
- Unauthorized Emergency Treatment (Service-connected)–Title 38 United States Code (U.S.C.) §1728
- Unauthorized Emergency Treatment (Nonservice-connected)–Title 38 U.S.C. §1725
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Frequently asked questions
To be eligible for VA health care, you must have served 24 continuous months or the full period for which you were called to active duty. However, this minimum duty requirement may not apply if:
- You were discharged due to a disability caused or worsened by active-duty service.
- You were discharged due to hardship or "early out."
- You were exposed to toxins or hazards while working with chemicals, pesticides, lead, asbestos, certain paints, nuclear weapons, X-rays, or other toxins.
Active-duty service members transitioning to civilian life can apply for VA health care once they receive their separation or retirement orders. They may also be eligible for the Department of Defense's TRICARE program, which provides temporary health coverage.
Active-duty service members can access free VA mental health services by calling or walking into any VA medical center or Vet Center during clinic hours. They can also call the dedicated hotline at 877-222-8387, which is operational from Monday to Friday, 8:00 a.m. to 8:00 p.m. ET.
VA health care provides a range of benefits, including inpatient and outpatient care, mental health services, assisted living, home health care, and coverage for medicines and medical devices. It also covers ancillary services deemed necessary by your VA primary care provider, such as diagnostic tests and prescriptions.
Eligibility for VA health care benefits is determined based on several factors, including service history, VA disability rating, income, and other factors. Enhanced eligibility status is available for those who meet the minimum active-duty service and discharge requirements and have qualifying circumstances, such as receiving a VA pension or being a former prisoner of war.